Estimate the future value of a monthly SIP in mutual funds. Add an annual step-up, see invested amount vs estimated returns, and a year-by-year growth table.
Increase your SIP by this % every year (0 for a flat SIP).
Estimated value
₹50,45,760
≈ ₹50.46 lakh
Amount invested
₹18,00,000
≈ ₹18 lakh
Estimated returns
₹32,45,760
2.80× your money
| Year | Invested | Value |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,28,093 |
| 2 | ₹2,40,000 | ₹2,72,432 |
| 3 | ₹3,60,000 | ₹4,35,076 |
| 4 | ₹4,80,000 | ₹6,18,348 |
| 5 | ₹6,00,000 | ₹8,24,864 |
| 6 | ₹7,20,000 | ₹10,57,570 |
| 7 | ₹8,40,000 | ₹13,19,790 |
| 8 | ₹9,60,000 | ₹16,15,266 |
| 9 | ₹10,80,000 | ₹19,48,215 |
| 10 | ₹12,00,000 | ₹23,23,391 |
| 11 | ₹13,20,000 | ₹27,46,148 |
| 12 | ₹14,40,000 | ₹32,22,522 |
| 13 | ₹15,60,000 | ₹37,59,311 |
| 14 | ₹16,80,000 | ₹43,64,180 |
| 15 | ₹18,00,000 | ₹50,45,760 |
Estimates assume a constant annual return, compounded monthly. Actual mutual fund returns vary and aren't guaranteed. This isn't financial advice.
Each monthly instalment is compounded at the expected annual return (converted to a monthly rate) until the end of the period, assuming you invest at the start of each month.
Increasing your monthly SIP by a fixed percentage every year — for example 10% — usually in line with salary hikes. It can grow the final corpus considerably.
No. Mutual fund returns vary with the market; this is an estimate based on a constant rate of return, not financial advice.